Buy Now, Pay Later with Affirm

4 biweekly, interest-free payments can be automatically charged to your debit or
credit card, with an initial payment on the day of purchase. It’s simple and quick!

Pay in 4

Pay in 4 bi-weekly interest free payments for purchases of $99 - $1000


Pay Monthly

Pay over 3 or 60 months for purchases over $1000

Buying With Affirm Is Easy

Real-Time Decision

Applying for a Affirm payment plan is quick and easy — simply provide a few details about yourself and get a real-time decision so you can purchase what you love now, and pay over time.


Low Payments

Enjoy the convenience of automatic biweekly or monthly payments with no hidden costs and no surprises. You'll see your payment amount before you confirm your payment plan, so you'll know exactly what you owe up front.

No Impact on Credit Score

Using a Pay in 4 Affirm payment plan won’t impact your credit score.

How It Works


Select Affirm at checkout

Add your item to your cart as usual, and select Affirm as your payment method. You will then be redirected to Affirm to view payment plan details.



Apply online

Apply with Affirm's easy online application in under a minute and get an instant decision.


Enjoy your purchase

Once you complete your checkout with Affirm, we'll process and ship your order right away — no waiting necessary.


Yes. You’ll need:

  • To be the legal age of majority in the province or territory in which you reside
  • Canadian permanent resident or citizen - 18 years of age (AB, MB, ON, PEI, QC, SK)/ 19 Years of age (BC, NB, NF, NT, NS, NU, YK)
  • A Canadian Visa, Mastercard, Amex, or Discover credit card, or a Visa or Mastercard debit card (with the Visa/Mastercard logo), which can be used for online transactions
  • An SMS-capable Canadian phone number
  • To meet the minimum cart size required to use Affirm as a payment option at checkout

If your basket is eligible for ’Pay in 4’ with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then set up your payment method with Affirm and accept the terms of your payment plan.

To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site

At checkout, you can set up convenient, automatic pre-authorized payments that debited/charged your Canadian Visa/Mastercard debit/credit card.

Affirm currently accepts Visa and Mastercard credit or debit cards. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

Please reach out to the Affirm team and they will be happy to look into the options available. You can contact them using this contact form.

Affirm does not charge any late or NSF fees. For more information on fees, please see this FAQ article on the Affirm help site.

Purchases made using Affirm are subject to standard return policy. Any returns will be processed by, and your Affirm balance will be reduced, cancelled, or refunded accordingly. If the has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review return policy here.

For help with your payment plan or if you haven’t received your confirmation email, please contact Affirm via their website.

Please use an alternate payment method to complete your purchase.

Still Have Questions?

MPR Tools & Equipment is here to help! Call us at 1-800-905-0410

For further information about Affirm, please refer to PayBright’s FAQ page or contact them here.

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